A world-wide manufacturer of building products retained Premier to develop a risk transfer program involving an off-shore captive entity. The program would cover manufacturing facilities in Canada, the United States, and Europe. Some of the European facilities have been operating for over one hundred years, while the North American locations ranged in age from 60 years old to brand new. Historical contamination was presumed to exist at many of the older facilities, many of which had never been subjected to soil and/or groundwater investigations. The manufacturer sought to identify the actual and potential risks at all facilities for the purpose of setting up the captive insurance program.